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Welcome to the NALC Health Benefit Plan

Providing trusted, union-sponsored health care solutions for postal employees and retirees.

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About Us

The NALC Health Benefit Plan has been providing union-sponsored health care since 1950, delivering reliable coverage for employees and their families. Through our partnerships we are backed by continuous national accreditation from the NCQA (National Committee for Quality Assurance), URAC (Utilization Review Accreditation Commission) and Joint Commission. These independent recognitions reflect our commitment to delivering trusted benefits and outstanding service to our members.
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Choose Your Path

NALC Health Benefit Plan offers Postal employee health care options, and resources for Providers and Health Benefits Representatives.

Choose your path to find what you need:

Postal
  • Postal Employees and Retirees

Explore trusted coverage and benefits designed for postal workers.

View Postal Health Options
Healthcare Providers
  • Healthcare Providers

Find important information as a provider servicing members of the NALC Health Benefit Plan.

View Provider Information
Health Benefits Representative
  • Health Benefits Representatives (HBRs)

Access essential resources and training to support members.

Access HBR Resources

Quick Links for Members

Take care of your health plan needs quickly:

Top No-Cost Preventive Services Covered by NALC PSHB

Discover the preventive care services covered at no cost by your NALC PSHB plan and how routine screenings support long-term health.

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Peace of Mind with Global and Nationwide Coverage

Wherever your career or retirement takes you—across the country or around the world—your NALC Health Benefit Plan coverage goes with you.

Need Help or Have Questions?

We’re here to help you understand your health care options and make the most of your coverage.

Talk to a Plan Expert

Frequently asked Questions

Find quick answers to the questions we hear most:

FAQ representative

The NALC Health Benefit Plan is a union-sponsored health insurance program that offers trusted, comprehensive coverage for Postal Service employees, retirees, and their eligible family members. It provides nationwide and worldwide protection, access to the Cigna PPO network, prescription coverage, and a wide range of wellness programs.

Active postal employees, retirees, and their eligible dependents can enroll. Family members such as a spouse and children can be covered under your plan.

Members can choose between the High Option Plan or the Consumer Driven Health Plan (CDHP). Both plans provide nationwide PPO access, preventive care at no cost, and pharmacy benefits, with different levels of premiums and cost-sharing to fit your needs.

Yes. Your coverage travels with you. Whether you’re across the country or overseas, emergency and urgent care are covered, and you can file claims for reimbursement if you receive care outside the PPO network.

Yes. If you are retired and enrolled in Medicare Parts A and B, the NALC plan coordinates benefits with Medicare. This can lower your costs for hospital, doctor, and prescription services.

Call the Member Services number on your ID card or visit the Contact Us page. Representatives are available during business hours to help with claims, benefits, or enrollment questions. Contact us at 888-636-6252.

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